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  • Direct PLUS Loans received by parents to help pay for a dependent student's education...
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  • Parent PLUS Loan consolidation and refinancing options explained. Compare federal consolidation to private student loan...
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Consolidating central good loans Increasingly, parents take on debt to help their children cover college costs. Over roughly two decades, parents more than tripled the average annual amount they borrowed in parent PLUS loans , the government borrowing program with the highest federal student loan interest rates. But there are multiple parent PLUS loan repayment options: Refinancing parent PLUS loans to a lower interest rate will save you money in interest and can help you become debt-free faster. To become debt-free even faster, make extra payments toward the loan principal. When you consolidate parent PLUS loans, they become a federal direct consolidation loan. You can consolidate even if you only have a single parent PLUS loan.
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